Savings & Investments
Current Rates
Flexible savings plans designed for every lifestyle.
Regular Savings
Unlimited deposit privileges and immediate access.
- $300 minimum balance (waived for minors)
- $3.00 if balance is below $300
- $3.00 per withdrawal after 3 per month
- Interest quarterly
- Quarterly statements
Money Market Accounts
Regular Money Market Savings Accounts
A safe investment account and a competitive return.
- $1,000 minimum balance
- $10.00 if balance below $1,000
- $10.00 per 3rd party check after 3 per statement cycle
- No limit on "over-the-counter" withdrawals
- Interest not paid if balance falls below minimum
- Higher rates paid on balances of $5,000 or more
Premium Money Market Savings Accounts
Achieve "mutual funds-like" returns in an FDIC-insured account. All
the benefit without the risk.
- $10,000 minimum balance
- Rate indexed to the auction rate for 13-week U.S government bills
as published in the Money Rates section of the Wall Street Journal
on the first Tuesday of each month
- If balance falls below $10,000, there is $20.00 charge and rate
reverts to Regular Money Market Savings Account
- $10.00 per 3rd party check after 3 per statement cycle
- No limit on "over-the-counter" withdrawals
- Higher rates paid on balances of $50,000 or more
Certificates of Deposit
Earn higher rates of interest with safety and security.
- Check our website rate page for current promotions and up-to-date minute rate quotes
- Terms from 3 months to 5 years
- 3-Month, no-penalty CD available
- $1,000 minimum balance
- Automatically renewable
- Compound interest available
- Substantial interest penalty for early withdrawal (does not apply to no-penalty CD)
Individual Retirement Accounts
A great way to save for retirement through the safety of CDs.
- CD terms from 3 months to 5 years
- $1,000 minimum balance
- Automatically renewable
- Compound interest available
- Substantial interest penalty for early withdrawal
